Merchants
Get paid. Get capital. Repay from sales.
Accept crypto and UPI through one link, let your sales build a credit record, and borrow against it. You repay with a share of each sale, automatically.
How it works for you
- 1
Connect your wallet
The wallet you connect is where your money arrives. - 2
Register a handle
Runway creates a keyless settlement account for your payments (about 2 NEAR). - 3
Share your payment link
Customers pay crypto or UPI; you get USDC (or rupees) within seconds. - 4
Get an offer after 3 windows
A private underwriter turns your revenue into a credit limit. - 5
Repay automatically
A fixed share of every sale repays the loan until it's done.
Start here
Connect the wallet that should receive your payouts.
Just looking? View the demo merchant's dashboard (read-only).
New to testnet?
You need a NEAR testnet wallet (Meteor works best) with about 4 NEAR from near-faucet.io. Everything else is free. Read the merchant guide.Not sure what you'd get?
Type a few windows of sales and see the offer the underwriter would compute.